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Before you head into your local branch to ask for a home loan, take a moment to consider some of the things that could impact your mortgage application.

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Australian Capital Territory: Gilmore ACT, Wright ACT, Reid ACT, Williamsdale ACT, Charnwood ACT, ACT Australia 2661

New South Wales: Broken Hill NSW, Jerangle NSW, Adelong NSW, Kelso NSW, Grenfell NSW, NSW Australia 2099

Northern Territory: Nhulunbuy NT, Barunga NT, Yulara NT, Barunga NT, Alyangula NT, Eva Valley NT, NT Australia 0843

Queensland: Hodgson QLD, Biloela QLD, Winya QLD, Macknade QLD, QLD Australia 4039

South Australia: Bright SA, Lincoln National Park SA, Pekina SA, East Moonta SA, Crafers West SA, Wudinna SA, SA Australia 5068

Tasmania: Carrick TAS, Geilston Bay TAS, West Takone TAS, TAS Australia 7025

Victoria: Cowwarr VIC, Mallacoota VIC, Macedon VIC, Marysville VIC, Kilmore East VIC, VIC Australia 3002

Western Australia: Narrogin WA, Buldania WA, Bonnie Vale WA, WA Australia 6029

British Columbia: Prince Rupert BC, Sayward BC, Telkwa BC, Coquitlam BC, Surrey BC, BC Canada, V8W 1W5

Yukon: Fort Reliance YT, Wernecke YT, Dawson YT, Isaac Creek YT, Bear Creek YT, YT Canada, Y1A 8C8

Alberta: Andrew AB, Duchess AB, Rainbow Lake AB, Millet AB, Elnora AB, Raymond AB, AB Canada, T5K 5J7

Northwest Territories: Wekweeti NT, Reliance NT, Whati NT, Fort Resolution NT, NT Canada, X1A 5L6

Saskatchewan: Marshall SK, Rush Lake SK, Climax SK, Albertville SK, Chamberlain SK, Balgonie SK, SK Canada, S4P 1C1

Manitoba: Emerson MB, Teulon MB, Carman MB, MB Canada, R3B 7P6

Quebec: Portage-du-Fort QC, Neuville QC, Massueville QC, Sutton QC, Cowansville QC, QC Canada, H2Y 4W4

New Brunswick: Richibucto NB, Doaktown NB, Bath NB, NB Canada, E3B 4H2

Nova Scotia: Hantsport NS, Clare NS, Bridgewater NS, NS Canada, B3J 8S3

Prince Edward Island: Sherbrooke PE, Afton PE, St. Nicholas PE, PE Canada, C1A 7N6

Newfoundland and Labrador: Triton NL, Bryant's Cove NL, Twillingate NL, Cow Head NL, NL Canada, A1B 2J5

Ontario: McGuires Settlement ON, Calton ON, Restoule ON, Newbliss, Red Bay ON, Quarindale ON, Smooth Rock Falls ON, ON Canada, M7A 6L3

Nunavut: Kugaryuak NU, Tree River NU, NU Canada, X0A 7H7

England: Preston ENG, Telford ENG, Ashford ENG, Stafford ENG, Bebington ENG, ENG United Kingdom W1U 3A4

Northern Ireland: Bangor NIR, Bangor NIR, Derry(Londonderry) NIR, Craigavon(incl. Lurgan, Portadown) NIR, Craigavon(incl. Lurgan, Portadown) NIR, NIR United Kingdom BT2 2H4

Scotland: East Kilbride SCO, Edinburgh SCO, Paisley SCO, Cumbernauld SCO, Hamilton SCO, SCO United Kingdom EH10 3B2

Wales: Neath WAL, Neath WAL, Swansea WAL, Newport WAL, Newport WAL, WAL United Kingdom CF24 8D7